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By Leonard GildarieThere will be quite a number of Guyanese who will be sleeping in their new homes this Christmas. There can never be a more grand feeling than owning a piece of real estate that you worked hard for.Prioritise what you need and then work your way after you would have moved in.The pressure will be on to spend a lot on decorations and paint and other stuff. It is natural. Everybody wants to show off a little and feel good about their beautiful home.But based on past experience,LaDarius Gunter Packers Jersey UK, unless you have real deep pockets,Dermontti Dawson Steelers Jersey UK, I would suggest you temper it down. A little restraint can go a far way.In the new home,James Harrison Steelers Jersey UK, especially if you have taken a mortgage,Logan Ryan Patriots Jersey UK, there will be many things that still need fixing. My neighbour has her new home and she moved in with almost nothing. Daily, I can see her shoveling a little piece here, painting a little piece there. I like that. She still does not have her fence as yet. She has taken a mortgage too,Le Veon Bell Steelers Jersey UK, like me, and has realized the need to save by doing the small things.It is simple…look after the pennies and the dollars will look after themselves.Keep your money; the early months of the new year are where lots of deals on housing materials can be found. Many persons are normally broke around that time and the hardware stores would do promotions to sell off their stocks.Any new home will come with problems. The contractor is always rushing to finish. That is the nature of the housing sector. The demand for contractors has brought about a worrying problem that cannot be fixed anytime soon…the shortage of skills. I have made a mental note to raise this issue with the Labour Minister as well as the Central Housing and Planning Authority.That problem has seen many labourers rapidly marketing themselves as contractors and the unsuspecting owner of a house lot just simply does not carry out the required due diligence. Due diligence is really a big term for checking the background of that contractor to ensure he can do what he says. Let him show you homes he built and you can quietly inspect them and ask the neighbours. I have spoken before of this need.So what we actually have is a number of labourers who are learning the job on your time and money.A media colleague of mine has applied to the bank for mortgage financing and he was asked to adjust downwards his estimates in order to qualify for what he asked for.He wants to know what to cut. His contractor is taking a third of the $9M he is spending. I told him that is crazy. He is building an upstairs with plywood ceiling.There are several bits of advice for him and others who are about to build and working on a tight budget.You need light, water,Mike Webster Steelers Jersey UK, grills,Steve Bartkowski Falcons Jersey UK, doors that are protected from the elements, a kitchen sink and a bathroom. Another priority for me was a water pump and two of those 450-gallon water tanks.I have two kids with the wife and two of these tanks are good. Many of my neighbours don’t have that. Water in La Parfaite Harmonie comes from a well that the Government installed a few years ago. The water is extremely red. I pump it up to the tanks and use that in the home. It is impossible to wash the yard with the water from the pipes because the ‘redness’ is a maddening sight for the home.I strayed a little. Bottomline is that you prioritise what you need and then work your way after you would have moved in. Don’t build fancy and leave the home with a kitchen installed and no doors in place. The grills are a priority too. I need not explain the rationale for this.Painting the inside of the home can be done by the family. It does not have to be done in a day or week. Take your time. I did all my front wooden windows. I sanded,Jerome Bettis Steelers Jersey UK, applied the sealant and later the stain and then coat to protect it. I felt good after moving in three years ago and see the looks from persons passing.My wife painted the inside and most of the exterior. I feel a little ashamed because I was at work. She understands that the “Man” has to work.So yes,James White Patriots Jersey UK, I have not touched on a particular subject today but just rambled.This piece will be the last before Christmas and in the new year we will have to ramp things up.Please don’t drink and drive and enjoy the holidays and don’t forget to drop your comments or questions [email protected]God bless you!