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… launches Visa CardsBy Zena Henry Demerara Bank on Wednesday evening celebrated two decades in the banking industry andSeveral of Demerara Bank’s longstanding members were honoured at the occasion.ushered in a new era for corporate Guyana as it launched for the first time in the country, Visa Signature and Classic Cards.At a special cocktail reception at the Pegasus Hotel, Kingston, the bank launched its two new products; the full service Visa Cards,wholesale nfl jerseys, and longstanding staffers who have been with the bank from its inception were honoured with certificates and badges.In terms of the newly-introduced card facilities, it was emphasised that they will do away with the hassle and danger of carrying around large sums of cash during business transactions and offer customers a wide range of benefits and coverage.Many of these persons will however, have to satisfy the ability to maintain good credit and may access this convenience with ease given their good credit history.Mr. Jerrett Morgan, senior supervisor of the bank’s investment department, notified that Demerara Bank is registered as a principle Visa member and is accessible to all the products and services offered by the international agency.Morgan said that under the Visa brand, Demerara Bank will be providing services that are currently unavailable in Guyana. Customers will have the ability to conduct business with ease inside and out of Guyana at any bank, merchant or other financial institution where Visa services are accepted. This speaks to the millions of ATMs and merchants around the world where the international company has made its links.In terms of the Visa Classic card, Guyanese will have access to credit from $100,000 to $1M. The Signature card offers credit from $2M and above. Generally, all the transactions performed with these cards will be free, except for when cash withdrawals, from ATMs especially, are made. The two cards will attract separate interest rates, but no more than 24 percent, while cash advancement rates per annum will also attract separate rates, but not exceeding 25 percent.The Visa Signature card caters generally to those accustomed to high benefits and privileged lifestyles, Morgan asserted. Prior to that, he explained that the significant benefits which come with having the Signature card, also allows for those frequently outside of Guyana. The card also offers massive benefits to vacationers and other travellers in need of financial assistance outside of the country.It was explained that a customer’s Visa account will be different from that of their ordinary bank account. Customers are advanced the credit based on their choice of card. The customers also have the choice of replenishing their visa account at their discretion, but they must pay at least five percent of their advanced credit per month.The highlight of Morgan’s presentation was the ease customers will have in accessing services due to the Visa call centres. The call centres will be the go-to departments for assistance on their service. They offer insurance for travellers’ onboard flights, car rentals, health wise and other emergencies. They offer vacation assistance such as exchange rates, tourist destinations, hotels, among other benefits.Even purchases made with Visa cards have insurance up to a certain period and one percent of purchases made with the card monthly will be credited to the customer’s account.Head of State, President Donald Ramotar and Finance Minister Ashni Singh, endorsed the Visa cards and both commented on the positives for Guyana. Minister Singh first congratulated the bank on its growth and evolution, and more significantly, their contribution to Guyana. President Ramotar also congratulated the bank on its strides and urged the agency to continue in its advancement in what he described as a changing political and financial Guyana.Demerara Bank’s Chief Executive Officer Pravinchandra Dave, also spoke at Wednesday’s event and highlighted the performance and certain changes which the bank must accommodate within the business sphere of things. He made specific reference to online shopping and e-commerce.Several prominent persons including Minister Singh received Visa Signature cards on Wednesday evening. Persons interested in accessing cards can do so online or visit the bank for more information.